Home Inspector Huntley IL Verses Home Appraiser

Posted on: June 9, 2010 by in Blog
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Many people tend to confuse home inspectors with home appraisers. Although it sometimes seems they are doing the same thing, the report they provide serves different purposes. A home inspection is performed to determine the condition of a structure, while an appraisal is used to determine the value of a property.

During the home buying process you will want to hire an experienced home inspector to point out any potential problems that could become costly nightmares in the future. An appraiser will likely make note of any obvious issues, but they do not test your heat and air, check the chimney, or determine if your plumbing is up to today’s building standards. That’s the job of the inspector.

By knowing who uses the information from the two reports, you will have a better understanding of the differences between a home appraisal and home inspection.

Home inspections protect the buyer’s pocketbook.

The information provided in the inspection report is used by the home buyers to determine the current condition of the home. It reduces the risk associated with home ownership.

Home appraisals protect the lender’s pocketbook.

The information provided by the appraiser is used by the lender to determine the market value of the home. It reduces the amount of risk associated with providing the loan. A home appraisal also benefits the home buyer by providing a clear picture of the homes market value. Nobody wants to overpay for a house.

Like I mentioned earlier, there are some similarities in the roles played by the home inspector and the home appraiser, but they serve very different purposes. Both are instrumental pieces of the home buying process.


What a Home Inspector Does

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